Commercial Insurance

At the Treece Agency, we provide commercial insurance to all our business clients, a type of coverage businesses can purchase to protect their assets. It can protect against risks such as property damage, liability, and theft. In Tennessee, commercial insurance is essential for businesses of all sizes.

What Is Commercial Insurance?

Commercial insurance is an umbrella term that covers a variety of business-related policies. These policies protect business owners from financial losses due to unforeseen circumstances such as accidents, natural disasters, or employee injury. Commercial insurance covers different aspects of the business, so it’s important to discuss your business with your Treece agent to get the exact fit. Also, annual insurance checkups keep your commercial insurance coverage up to date. As your business grows, your coverage needs may change.

Types Of Commercial Insurance

The most common type of commercial insurance is liability coverage, which protects against claims made by third parties who suffer damage or injuries caused by the business or its employees. Other types include property and casualty coverage, which protects against loss or damage to physical assets, workers’ compensation coverage, and professional liability coverage, which protects if mistakes are made, resulting in financial losses for customers/clients.

Is Commercial Insurance Required?

In Tennessee, businesses with workers are required by law to carry workers’ compensation and unemployment insurance. Depending on the size and activities of your business, you may need other forms of coverage, such as liability or professional liability insurance.

Having the right commercial insurance policy in place can provide peace of mind knowing that your business will be protected in case something unexpected happens. At The Treece Agency, we offer a variety of commercial policies that can be tailored to meet the needs of any business in Tennessee. Contact us today for more information or a free quote!